PERSONAL LOAN
Get Instant Loans for all your dreams!
Achieve your dreams with easy, affordable personal loans up to Rs. 5 Lakhs with Kissht.
Download App
What is Personal Loan?
A personal loan offers quick, collateral-free financing for diverse financial needs. With competitive interest rates, minimal paperwork, and swift approval, instant personal loans ensure seamless access to funds. Its flexible repayment options make it a strategic financial tool for managing expenses efficiently.
Personal Loan Calculator
Calculate your Personal Loan EMI:
Loan Amount
How much do you need?
Amount
Min ₹5K
Max ₹60L
Rate of Interest
Annual Interest Rate
Percentage
Min 6%
Max 36%
Loan Tenure
Repayment Tenure
Month(s)
Min 3 Months
Max 72 Months
Loan Amount
How much do you need?
Amount
Min ₹5K
Max ₹60L
Rate of Interest
Annual Interest Rate
Percentage
Min 6%
Max 36%
Loan Tenure
Repayment Tenure
Month(s)
Min 3 Months
Max 72 Months
Here’s a quick example to illustrate:
Loan Amount (Principal) - ₹1,00,000
Total Interest Rate - 12%
Tenure - 12 months
EMI - ₹9,025.83
Interest Rate - 15% per annum
APR - Start from 19%
Processing Fee (incl. GST) - ₹3000 (3%)
Disclaimer -
The Loan EMI Calculator provides an estimated value. Please consult your lender for accurate details.
Why Choose Kissht for Personal Loan
Flexible Repayments
Get up to ₹10 Lakhs in 5 mins
Instant Approval
Get up to ₹10 Lakhs in 5 mins
Lower Interest Rates
Get up to ₹10 Lakhs in 5 mins
Quick Disbursals
Get up to ₹10 Lakhs in 5 mins
100% Paperless
Get up to ₹10 Lakhs in 5 mins
Minimal Docs
Get up to ₹10 Lakhs in 5 mins
Flexible Repayments
Get up to ₹10 Lakhs in 5 mins
Instant Approval
Get up to ₹10 Lakhs in 5 mins
Lower Interest Rates
Get up to ₹10 Lakhs in 5 mins
Quick Disbursals
Get up to ₹10 Lakhs in 5 mins
100% Paperless
Get up to ₹10 Lakhs in 5 mins
Minimal Docs
Get up to ₹10 Lakhs in 5 mins
Flexible Repayments
Get up to ₹10 Lakhs in 5 mins
Instant Approval
Get up to ₹10 Lakhs in 5 mins
Lower Interest Rates
Get up to ₹10 Lakhs in 5 mins
Quick Disbursals
Get up to ₹10 Lakhs in 5 mins
100% Paperless
Get up to ₹10 Lakhs in 5 mins
Minimal Docs
Get up to ₹10 Lakhs in 5 mins
Benefits of Personal Loan
Loan Top-ups Available
Get an unsecured loan without pledging assets.
Direct Bank Transfer
Repay in easy EMIs over 12 to 60 months.
100% Digital Process
Funds credited to your account within 24-48 hours.
Multi-Purpose Loans
Repay in easy EMIs over 12 to 60 months.
Transparent Terms
Repay in easy EMIs over 12 to 60 months.
No Collateral Required
Loans tailored to business needs.
Personal Loan
Eligibility Criteria
How to apply for Kissht Personal loan?
Documents required for Personal Loan
Basic Details
Quick profile verification.
Selfie
Simple identity confirmation.
PAN Card
Required for financial identification.
Aadhaar Card
Valid address proof document.
What our Customer Say about Us?
4.6
Customer Reviews
"I needed money urgently and was worried about long processes, but Kissht made it so simple. I applied, and within no time, I got the money I needed."
Anjali M
Mumbai
"I always thought getting a loan would be difficult because I don’t understand big bank rules, but Kissht made everything so simple. I applied easily and got my loan instantly. The convenience in applying just makes the experience better"
Amit K
Mumbai
"Before my salary came, I had a sudden expense and didn’t know what to do. Kissht helped me get the money quickly without any long forms or complications."
Hitesh
Mumbai
"Everywhere else, I had to submit too many papers and visit offices, but with Kissht, I got my loan without running around. It was quick, simple, and stress-free."
Nikhil
Mumbai
Frequently Asked Questions
A personal loan can be used for a variety of purposes like funding a wedding, medical expenses, or debt consolidation. It's a type of unsecured loan. Borrowers can apply for an instant personal loan online with Kissht, offering flexible terms and competitive personal loan interest rates.
Loan application for an instant personal loan online with Kissht is simple: 1. Verify Mobile Number: Enter your number on the Kissht app, receive an OTP, and verify. 2. Enter Basic Details: Provide your name, DOB, address, and employment details. 3. Complete Digital KYC: Upload your PAN and Aadhaar for quick verification. 4. Get Your Loan: Once approved, funds are instantly transferred to your account.
To apply for a personal loan with Kissht, you'll need the following documents: 1. Basic details: Name, address, and employment information. 2. KYC documents: Aadhaar card and selfie verification. 3. PAN card: For identity verification. 4. Income details: Proof of income for loan assessment.
The interest rate on personal loans with Kissht may vary based on your profile, including factors like credit score and income. Rates are competitive, and the exact rate will be shared with you during the loan application process.
The amount you can get on a personal loan with Kissht depends on factors such as your credit profile, income, and repayment capacity. Loan amounts typically range up to ₹5 lakh, and the exact amount will be determined during the application process.
Show More FAQs
Kissht - Sapno ko Kaho YES!
4.6
60M+
Downloads
4000Cr+
Credit Given
10M+
Customers
