Because Your Dreams Deserve a Yes!
From personal needs to business ambitions, get the right loan in minute
Instant Personal Loans
up to 5 Lakhs
Business Loan
up to 10 Lakhs
Digital Property Loans
up to 25 Lakhs
Why Choose Kissht?
Flexible Repayments
Instant Approval
Interest Rates
Quick Disbursals
100%
Minimal Docs
Flexible Repayments
Get up to ₹10 Lakhs in 5 mins
Instant Approval
Get up to ₹5 Lakhs in 5 mins
Interest Rates
Starting From 1% pm
Quick Disbursals
Get up to ₹5 Lakhs in 5 mins
100%
Paperless Process
Minimal Docs
Get up to ₹5 Lakhs in 5 mins
Flexible Repayments
Get up to ₹10 Lakhs in 5 mins
Instant Approval
Get up to ₹5 Lakhs in 5 mins
Interest Rates
Starting From 1% pm
Quick Disbursals
Get up to ₹5 Lakhs in 5 mins
100%
Paperless Process
Minimal Docs
Get up to ₹5 Lakhs in 5 mins
Our Products
At Kissht, we offer a wide range unsecured loans with quick approvals and minimal documentation, as well as secured loans like Loan Against Property (LAP) for higher amounts at competitive rates. Enjoy easy approvals, fast disbursals, and flexible repayment options tailored to your needs.
Just a Few Clicks Away
Complete these quick steps to get your loan in your bank account.
1
Download the App
Install the Kissht app from the Play Store and sign up.
2
Apply for a loan
Choose the loan you need and finish a simple digital application.
3
Get the money
Once approved, the amount is transferred directly to your bank account.
Track your credit score
Simply enter your mobile number to get a quick overview of your credit score.
Get quick approval, and your loan amount.
Eligibility Criteria
Nationality
Indian citizen
Indian citizen
Age
Between 21 and 60 years.
Between 21 and 60 years.
Documentation
Selfie, PAN Card, and Aadhaar Card.
Selfie, PAN Card, and Aadhaar Card.
Profile
Salaried, Self-Employed, Small business owners & MSMEs.
Salaried, Self-Employed, Small business owners & MSMEs.
How to Apply for Loan
Explore More Products
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Digital Gold
Get up to ₹10 Lakhs in 5 mins
Credit Pulse
Get up to ₹25 Lakhs in 5 mins
Our Campaigns
Watch our latest campaign
#Legendary Speed, Legendary Trust
Watch our latest campaign
#Legendary Speed, Legendary Trust
Watch our latest campaign
#Legendary Speed, Legendary Trust
Campaign Four
Real stories
Campaign Five
Real stories
Financing Partners
What our Customer Say about Us?
4.8
Customer Reviews
"I needed money urgently and was worried about long processes, but Kissht made it so simple. I applied, and within no time, I got the money I needed."
Anjali M
Mumbai
"I always thought getting a loan would be difficult because I don’t understand big bank rules, but Kissht made everything so simple. I applied easily and got my loan instantly. The convenience in applying just makes the experience better"
Amit K
Mumbai
"Before my salary came, I had a sudden expense and didn’t know what to do. Kissht helped me get the money quickly without any long forms or complications."
Hitesh
Mumbai
"Everywhere else, I had to submit too many papers and visit offices, but with Kissht, I got my loan without running around. It was quick, simple, and stress-free."
Nikhil
Mumbai
"Everywhere else, I had to submit too many papers and visit offices, but with Kissht, I got my loan without running around. It was quick, simple, and stress-free."
Nikhil
Mumbai
"Everywhere else, I had to submit too many papers and visit offices, but with Kissht, I got my loan without running around. It was quick, simple, and stress-free."
Nikhil
Mumbai
Our Achievements
Kissht X Face X CIBIL
We are proud to support FACE and CIBIL in their efforts to safeguard customer interests and promote financial education for today's digital-first borrower.
Finance Blog
Kissht - Sapno ko Kaho YES!
4.8
53M+
Downloads
4000Cr+
Loan Disbursed
93 Lakh+
Customers
Frequently Asked Questions
• Selfie • PAN Card • Aadhar Card (Address Proof)
To complete Digital KYC, only your Aadhaar Card & PAN Card are required.
Income Proof is not required for all customers. Only for some high-value loans, depending on customer’s credit profile, he/she may be asked to submit Income Proof by linking his bank account or via PDF Bank statement so that the bank statement can be fetched & verified online.
No, we do not require any security or guarantor to approve your loan. Once we verify your basic information & complete your digital KYC, your loan will be approved by the system, based on profile eligibility.
Once you have paid all your EMIs and outstanding dues, we will send you a No Objection Certificate (NOC). The NOC will be sent to your registered email id after 72 hours (3 days) of closing your loan account.
