BUSINESS LOAN
Quick & Easy Funding
for Your Business
Are you looking for hassle-free business financing? Get an instant business loan with minimal documentation
Download App
What is Business Loan?
A business loan is a powerful financial instrument designed to fuel expansion, manage cash flow, or invest in new opportunities. Entrepreneurs can secure substantial funding at competitive interest rates with structured repayment plans, ensuring financial stability.
From boosting inventory to upgrading infrastructure, businesses can leverage instant business loans to meet evolving demands and seize market opportunities. With fast access to funds and minimal paperwork, these loans are a strategic tool for sustainable growth.
Having a valid Udyam Registration is essential to avail these benefits, as it verifies your business and unlocks access to priority funding. Don’t have a Udyam Number? We’ll assist you in getting registered quickly and easily.
Business Loan Calculator
Calculate your Business loan EMI:
Loan Amount
How much do you need?
Amount
Min ₹5K
Max ₹60L
Rate of Interest
Annual Interest Rate
Percentage
Min 6%
Max 36%
Loan Tenure
Repayment Tenure
Month(s)
Min 3 Months
Max 72 Months
Loan Amount
How much do you need?
Amount
Min ₹5K
Max ₹60L
Rate of Interest
Annual Interest Rate
Percentage
Min 6%
Max 36%
Loan Tenure
Repayment Tenure
Month(s)
Min 3 Months
Max 72 Months
Here’s a quick example to illustrate:
Loan Amount (Principal) - ₹1,00,000
Total Interest Rate - 12%
Tenure - 12 months
EMI - ₹9,025.83
Interest Rate - 15% per annum
APR - Start from 19%
Processing Fee (incl. GST) - ₹3000 (3%)
Disclaimer -
The Loan EMI Calculator provides an estimated value. Please consult your lender for accurate details.
Why Choose Kissht for Business Loan
Upto 60 Months tenures
Flexible EMIs for easy repayment.
Zero Paperwork
100% digital loan process.
Instant Disbursal
Fast approval & quick transfer.
No Hidden Charges
Transparent fees, no surprises.
Upto 60 Months tenures
Flexible EMIs for easy repayment.
Zero Paperwork
100% digital loan process.
Instant Disbursal
Fast approval & quick transfer.
No Hidden Charges
Transparent fees, no surprises.
Upto 60 Months tenures
Flexible EMIs for easy repayment.
Zero Paperwork
100% digital loan process.
Instant Disbursal
Fast approval & quick transfer.
No Hidden Charges
Transparent fees, no surprises.
Benefits of Business Loan
Flexible Tenure
Repay in easy EMIs over 3 to 60 months.
No Collateral Required
Get an unsecured loan without pledging assets.
Instant Disbursal
Funds credited to your account within 24-48 hours.
Tailored Loan Solutions
Loans tailored to business needs.
Business Loan
Eligibility Criteria
How to Apply for Business Loan
Documents required for Business Loan
Aadhaar Card
Aadhaar Card of business owner
PAN Card
PAN Card of business owner
Business Proof
GST Registration Certificate, Business Incorporation Certificate & Income details
Financial Documents
Bank statements (last 6 months) & Income Tax Returns (ITR) (if applicable)
What our Customer Say about Us?
4.6
Customer Reviews
"I run a small tea shop, and my customers needed a proper place to sit. Kissht helped me buy new chairs and tables, which made my shop look better and attract more people."
Rahul Mehta
"My grocery store was running low on stock just before the festive season. Kissht gave me a loan quickly, and I was able to refill my shop and serve my customers better."
Arjun Rao
"I own a dairy shop and needed a fridge to keep the milk fresh. With Kissht’s help, I was able to buy one, and now my business is running more smoothly than before."
Megha Jain
"I drive an auto-rickshaw, and one day, my vehicle broke down completely. I didn’t have enough savings for repairs, but Kissht helped me with a loan, and I was back to work soon."
Vikram Singh
FrequentlyAsked Questions
A business loan is a loan designed to support business needs like expansion, working capital, or equipment purchase. With Kissht, you can apply for a business loan easily, with competitive business loan interest rates and minimal documents required for business loan processing.
To apply for a business loan with Kissht, you must be an Indian citizen. You must be between the ages of 21 and 60. Basic documentation such as a selfie, PAN card, and Aadhaar card is required. Income proof may be needed for high-value loans based on your credit profile. The loan is open to self-employed professionals, salaried individuals, small business owners, and MSMEs.
The loan amount you can avail for your business with Kissht depends on several factors, including your business profile, income, and creditworthiness. Once you apply for a business loan, the eligible amount is determined during the assessment process based on the details and documents you provide.
To apply for a business loan with Kissht, you'll need the following: • KYC documents: Aadhaar Card and PAN Card of the business owner • Business proof: GST Registration Certificate, Business Incorporation Certificate, and income details • Financial documents: Last 6 months’ bank statements and Income Tax Returns (if applicable)
The approval time for a business loan with Kissht is fast and hassle-free. Once you submit the required documents and complete your application, the processing begins immediately. The exact approval time may vary based on your profile and the information provided.
Show More FAQs
Kissht - Sapno ko Kaho YES!
4.6
63M+
Downloads
5900Cr+
Assets Under Management
11M+
Customer Base
